Drive Away Sooner with the Right Car Finance Whether you’re buying a new, used, or even your first car — we’re here to help you secure the right loan, at the right rate, with a smooth and stress-free experience.
At Prosper Mortgages, we understand that buying a car is a big milestone. That’s why we work closely with you to find a car loan that suits your budget, your needs, and your lifestyle.
Car Loans
Get the Funding You Need for Your Next Vehicle
- Access competitive rates and flexible loan terms
- Choose from a wide panel of trusted lenders
- Financing available for private sales, dealerships, or auctions
- Balloon payment and residual value options available
- Fast approvals so you can get on the road sooner
What is a Car Loan?
A car loan is a type of secured loan where the vehicle itself is used as collateral.
Because it’s secured, car loans typically offer lower interest rates compared to unsecured personal loans.
Whether you’re after a family SUV, a first car, or an upgrade to your dream vehicle — we can help you find finance that fits your plans.
How We Find the Right Loan for You At Prosper Mortgages, it’s our responsibility to:
- Understand your personal situation, car preferences, and budget
- Compare car loan options across multiple lenders to find the best match
- Help prepare your loan application for fast approval
- Support you from pre-approval right through to settlement and beyond